{"id":923,"date":"2023-01-28T13:40:05","date_gmt":"2023-01-28T20:40:05","guid":{"rendered":"https:\/\/livingrural.org\/?page_id=923"},"modified":"2023-01-28T13:40:06","modified_gmt":"2023-01-28T20:40:06","slug":"privacy-policy-2","status":"publish","type":"page","link":"https:\/\/livingrural.org\/index.php\/privacy-policy-2\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"<style>#kt-layout-id_39ffa9-7f > .kt-row-column-wrap{align-content:start;}:where(#kt-layout-id_39ffa9-7f > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}#kt-layout-id_39ffa9-7f > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var( --global-kb-row-default-top, 25px );padding-bottom:var( --global-kb-row-default-bottom, 25px );padding-bottom:125px;grid-template-columns:minmax(0, 1fr);}#kt-layout-id_39ffa9-7f > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){#kt-layout-id_39ffa9-7f > 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.kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var( --global-kb-row-default-top, 25px );padding-bottom:var( --global-kb-row-default-bottom, 25px );padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);}#kt-layout-id_758d5a-d5 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}#kt-layout-id_758d5a-d5 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr) minmax(0, 2fr) minmax(0, 1fr);}#kt-layout-id_758d5a-d5 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){#kt-layout-id_758d5a-d5 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){#kt-layout-id_758d5a-d5 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr) minmax(0, 2fr) minmax(0, 1fr);}}@media all and (max-width: 767px){#kt-layout-id_758d5a-d5 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}#kt-layout-id_758d5a-d5 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style>\n<div class=\"wp-block-kadence-rowlayout alignnone\"><div id=\"kt-layout-id_758d5a-d5\" class=\"kt-row-layout-inner kt-layout-id_758d5a-d5\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-gutter-default kt-v-gutter-default kt-row-valign-top kt-row-layout-center-half kt-tab-layout-inherit kt-m-colapse-left-to-right kt-mobile-layout-row\"><style>.kadence-column_0a1d96-25 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_0a1d96-25 > .kt-inside-inner-col,.kadence-column_0a1d96-25 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_0a1d96-25 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_0a1d96-25 > 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.kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_f1b12e-03 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_f1b12e-03 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_f1b12e-03 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_f1b12e-03 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_f1b12e-03{position:relative;}@media all and (max-width: 1024px){.kadence-column_f1b12e-03 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_f1b12e-03 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-2 kadence-column_f1b12e-03\"><div class=\"kt-inside-inner-col\">\n<h1 class=\"has-theme-palette-1-color has-text-color wp-block-heading\">Privacy Policy<\/h1>\n\n\n\n<p><strong>LIVINGRURAL.ORG is committed to protecting your privacy as a visitor to this website.<\/strong><\/p>\n\n\n\n<p><strong>LIVINGRURAL.ORG<\/strong> owns the information collected on this website. We do not sell, disclose, trade, transfer, lease or rent any personally identifiable information to any third party not specifically authorized by you to receive your information except as we have disclosed to you in this Privacy Policy.<\/p>\n\n\n\n<p>Please note, when you follow a link to any other external sites from <strong>LIVINGRURAL.ORG<\/strong> website, this policy no longer applies and <strong>LIVINGRURAL.ORG<\/strong> does not control the activities of those sites.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span style=\"color: #049f82;\"><strong>What information does LIVINGRURAL.ORG collect?<\/strong><\/span><\/h4>\n\n\n\n<p><strong>LIVINGRURAL.ORG<\/strong> will request and collect voluntary but required information from you when you: (A) Register to determine if you are qualified for the USDA 502 Direct Home Loan &nbsp;(B) Agree to a having a Prequalifying Credit Report ordered; (C) Send questions or comments via e-mail; (D) Two (2) most recent years of signed Income Tax Returns, W-2s,, 1099s, current income verified by four (4) pay-stubs, other verified income, two (2) most recent months bank statements, current expenses and assets (E) The requested information will include personal information such as your name, e-mail address, telephone number, current address, all household members including their names and ages.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong><span style=\"color: #049f82;\">Email<\/span><\/strong><\/h4>\n\n\n\n<p>By allowing you to send us email, we are not attempting to collect any personal information about you. We will only use personal information (such as name, mailing address and email address) contained in your email to respond to your specific inquiry or comments in the e-mail. Although we may retain your email for a period of time, we will not use any personal information contained in your e-mail for any purpose other than responding to your specific inquiry or comments.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong><span style=\"color: #049f82;\">Online Surveys<\/span><\/strong><\/h4>\n\n\n\n<p>To improve the user experience at our website, we may employ online surveys for clients to volunteer feedback about <strong>LIVINGRURAL.ORG <\/strong>services and what we can do to make them better. Information collected through these surveys is anonymous (unless you opt to give your name and contact information); we cannot identify who is submitting the information or tie it to other personally identifiable information a user may have provided us through another means.<\/p>\n\n\n\n<p>We will only collect information to the extent deemed reasonably necessary to fulfill your requests and our legitimate business objectives.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong><span style=\"color: #049f82;\">Who is collecting my information and how will it be used?<\/span><\/strong><\/h4>\n\n\n\n<p><strong>LIVINGRURAL.ORG<\/strong> collects the personal information you provide on our site. We may use the information you submit to our website to send you information about new services, and publications relating to credit improvement.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong><span style=\"color: #049f82;\">With whom does LIVINGRURAL.ORG share my personal information?<\/span><\/strong><\/h4>\n\n\n\n<p><strong>LIVINGRURAL.ORG <\/strong>may disclose personal information in the good faith belief that we are required to do so by law, including but not limited to disclosure to law enforcement or other government officials in connection with an investigation of fraud, intellectual property infringements, or other activity that is illegal or may expose you or us to legal liability.<\/p>\n\n\n\n<p><strong>LIVINGRURAL.ORG<\/strong> does not sell, rent, or otherwise disclose personal information collected from and about its users to a third party not specifically authorized by you to receive your information except as we have disclosed to you in this Privacy Policy, specifically, two entities: the Rural Community Assistance Corporation (RCAC) that serves as the loan package Quality Control entity and USDA Rural Development the USDA 502 Direct Home Loan lender.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong><span style=\"color: #049f82;\">Log files<\/span><\/strong><\/h4>\n\n\n\n<p>Other information recorded by <strong>LIVINGRURAL.ORG<\/strong> is in the form of logs \u2013 files that record client prequalification work flow. These entries are generated to help LivingRural.org and RCAC maintain schedule. Log files are used internally only, and are not associated with any particular user, computer, or browser.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong><span style=\"color: #049f82;\">Linking to third party sites<\/span><\/strong><\/h4>\n\n\n\n<p>To provide relevant information found on our website <strong>LIVINGRURAL.ORG <\/strong>may provide links from our website to third party website. We advise you to read third party sites\u2019 privacy policies before submitting any personal information.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong><span style=\"color: #049f82;\">Safeguarding your personal information<\/span><\/strong><\/h4>\n\n\n\n<p><strong>LIVINGRURAL.ORG<\/strong> will only collect personal information to the extent deemed reasonably necessary to serve our legitimate business purposes, and we will take appropriate steps to ensure the security and integrity of any information you provide to us.<\/p>\n\n\n\n<p>Questions, Comments and complaints<\/p>\n\n\n\n<p>Any questions, comments or complaints about <strong>LIVINGRURAL.ORG<\/strong> or this privacy statement can be addressed by visiting the <a href=\"https:\/\/livingrural.org\/index.php\/contact\/\">contact<\/a> page and completing the customer contact us form.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column_c453d6-f5 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_c453d6-f5 > .kt-inside-inner-col,.kadence-column_c453d6-f5 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_c453d6-f5 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_c453d6-f5 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_c453d6-f5 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_c453d6-f5 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_c453d6-f5{position:relative;}@media all and (max-width: 1024px){.kadence-column_c453d6-f5 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_c453d6-f5 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-3 kadence-column_c453d6-f5\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n<\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Privacy Policy LIVINGRURAL.ORG is committed to protecting your privacy as a visitor to this website. LIVINGRURAL.ORG owns the information collected on this website. We do not sell, disclose, trade, transfer, lease or rent any personally identifiable information to any third party not specifically authorized by you to receive your information except as we have disclosed&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"class_list":["post-923","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/livingrural.org\/index.php\/wp-json\/wp\/v2\/pages\/923","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/livingrural.org\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/livingrural.org\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/livingrural.org\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/livingrural.org\/index.php\/wp-json\/wp\/v2\/comments?post=923"}],"version-history":[{"count":1,"href":"https:\/\/livingrural.org\/index.php\/wp-json\/wp\/v2\/pages\/923\/revisions"}],"predecessor-version":[{"id":924,"href":"https:\/\/livingrural.org\/index.php\/wp-json\/wp\/v2\/pages\/923\/revisions\/924"}],"wp:attachment":[{"href":"https:\/\/livingrural.org\/index.php\/wp-json\/wp\/v2\/media?parent=923"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}