{"id":146,"date":"2021-11-03T22:28:05","date_gmt":"2021-11-03T22:28:05","guid":{"rendered":"https:\/\/startertemplatecloud.com\/g20\/?page_id=146"},"modified":"2023-02-16T19:51:56","modified_gmt":"2023-02-17T02:51:56","slug":"resources","status":"publish","type":"page","link":"https:\/\/livingrural.org\/index.php\/resources\/","title":{"rendered":"Resources"},"content":{"rendered":"<style>#kt-layout-id_4a9441-5e > .kt-row-column-wrap{align-content:start;}:where(#kt-layout-id_4a9441-5e > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}#kt-layout-id_4a9441-5e > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var( --global-kb-row-default-top, 25px );padding-bottom:var( --global-kb-row-default-bottom, 25px );padding-top:110px;padding-bottom:60px;grid-template-columns:minmax(0, 1fr);}#kt-layout-id_4a9441-5e > .kt-row-layout-overlay{opacity:1;background-image:linear-gradient(112deg, var(--global-palette1, #3182CE) 0%, var(--global-palette2, #2B6CB0) 100%);mix-blend-mode:multiply;}@media all and (max-width: 1024px){#kt-layout-id_4a9441-5e > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){#kt-layout-id_4a9441-5e > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style>\n<div class=\"wp-block-kadence-rowlayout alignnone\"><div id=\"kt-layout-id_4a9441-5e\" class=\"kt-row-layout-inner kt-row-has-bg kt-layout-id_4a9441-5e\"><div class=\"kt-row-layout-overlay kt-row-overlay-gradient\"><\/div><div class=\"kt-row-column-wrap kt-has-1-columns kt-gutter-default kt-v-gutter-default kt-row-valign-top kt-row-layout-equal kt-tab-layout-inherit kt-m-colapse-left-to-right kt-mobile-layout-row kb-theme-content-width\"><style>.kadence-column_6699c0-e7 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_6699c0-e7 > .kt-inside-inner-col,.kadence-column_6699c0-e7 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_6699c0-e7 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_6699c0-e7 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_6699c0-e7 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_6699c0-e7 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_6699c0-e7{position:relative;}@media all and (max-width: 1024px){.kadence-column_6699c0-e7 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_6699c0-e7 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-1 kadence-column_6699c0-e7\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n<\/div><\/div><\/div>\n\n\n<style>#kt-layout-id_a41f20-ed > .kt-row-column-wrap{align-content:start;}:where(#kt-layout-id_a41f20-ed > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}#kt-layout-id_a41f20-ed > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var( --global-kb-row-default-top, 25px );padding-bottom:var( --global-kb-row-default-bottom, 25px );padding-top:40px;padding-bottom:0px;grid-template-columns:minmax(0, 1fr);}#kt-layout-id_a41f20-ed > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){#kt-layout-id_a41f20-ed > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){#kt-layout-id_a41f20-ed > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style>\n<div class=\"wp-block-kadence-rowlayout alignnone\"><div id=\"kt-layout-id_a41f20-ed\" class=\"kt-row-layout-inner kt-layout-id_a41f20-ed\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-gutter-default kt-v-gutter-default kt-row-valign-top kt-row-layout-equal kt-tab-layout-inherit kt-m-colapse-left-to-right kt-mobile-layout-row kb-theme-content-width\"><style>.kadence-column_f6e9a2-b7 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_f6e9a2-b7 > .kt-inside-inner-col,.kadence-column_f6e9a2-b7 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_f6e9a2-b7 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_f6e9a2-b7 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_f6e9a2-b7 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_f6e9a2-b7 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_f6e9a2-b7{position:relative;}@media all and (max-width: 1024px){.kadence-column_f6e9a2-b7 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_f6e9a2-b7 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-1 kadence-column_f6e9a2-b7\"><div class=\"kt-inside-inner-col\"><style>#kt-layout-id_628796-e0{margin-bottom:35px;}#kt-layout-id_628796-e0 > .kt-row-column-wrap{align-content:center;}:where(#kt-layout-id_628796-e0 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:center;}#kt-layout-id_628796-e0 > .kt-row-column-wrap{column-gap:80px;row-gap:var(--global-kb-gap-md, 2rem);padding-top:var( --global-kb-row-default-top, 25px );padding-bottom:var( --global-kb-row-default-bottom, 25px );padding-top:40px;padding-bottom:65px;grid-template-columns:repeat(2, minmax(0, 1fr));}#kt-layout-id_628796-e0{border-color:var(--global-palette6, #718096);border-bottom-width:1px;}#kt-layout-id_628796-e0 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){#kt-layout-id_628796-e0 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){#kt-layout-id_628796-e0 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style>\n<div class=\"wp-block-kadence-rowlayout alignnone\"><div id=\"kt-layout-id_628796-e0\" class=\"kt-row-layout-inner kt-layout-id_628796-e0\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-gutter-widest kt-v-gutter-default kt-row-valign-middle kt-row-layout-equal kt-tab-layout-inherit kt-m-colapse-left-to-right kt-mobile-layout-row kt-inner-column-height-full\"><style>.kadence-column_903263-6e > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_903263-6e > .kt-inside-inner-col,.kadence-column_903263-6e > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_903263-6e > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_903263-6e > .kt-inside-inner-col{flex-direction:column;}.kadence-column_903263-6e > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_903263-6e > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_903263-6e{position:relative;}@media all and (max-width: 1024px){.kadence-column_903263-6e > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_903263-6e > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-1 kadence-column_903263-6e\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading_af32cf-5b, .wp-block-kadence-advancedheading.kt-adv-heading_af32cf-5b[data-kb-block=\"kb-adv-heading_af32cf-5b\"]{font-size:3em;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading_af32cf-5b mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_af32cf-5b[data-kb-block=\"kb-adv-heading_af32cf-5b\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading_af32cf-5b img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading_af32cf-5b[data-kb-block=\"kb-adv-heading_af32cf-5b\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading_af32cf-5b wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_af32cf-5b\">Homebuyer Education Class<\/h2>\n\n\n\n<p style=\"font-size:20px\">Please be advised that Rural Development has a homeownership education requirement for first-time homebuyers. If you are a first-time homebuyer you will be required to provide documentation of completion of an acceptable homeownership education course.<\/p>\n\n\n\n<p style=\"font-size:20px\">To Demonstrate you have taken the class, you must document the course completion with a certificate or letter from the provider of the homeownership education. We strongly encourage that applicants consider and take the training early in the process.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column_3c71a1-fc > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_3c71a1-fc > .kt-inside-inner-col,.kadence-column_3c71a1-fc > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_3c71a1-fc > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_3c71a1-fc > .kt-inside-inner-col{flex-direction:column;}.kadence-column_3c71a1-fc > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_3c71a1-fc > .kt-inside-inner-col{background-image:url('https:\/\/livingrural.org\/wp-content\/uploads\/2021\/11\/mkt-2-min-scaled-e1635887607470.jpeg');background-size:cover;background-position:center center;background-attachment:scroll;background-repeat:no-repeat;}.kadence-column_3c71a1-fc > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_3c71a1-fc{position:relative;}@media all and (max-width: 1024px){.kadence-column_3c71a1-fc > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_3c71a1-fc > .kt-inside-inner-col{padding-bottom:300px;flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-2 kadence-column_3c71a1-fc\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n\n\n<style>#kt-layout-id_a5843d-9f > .kt-row-column-wrap{align-content:start;}:where(#kt-layout-id_a5843d-9f > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}#kt-layout-id_a5843d-9f > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var( --global-kb-row-default-top, 25px );padding-bottom:var( --global-kb-row-default-bottom, 25px );padding-top:80px;padding-bottom:7px;grid-template-columns:minmax(0, 1fr);}#kt-layout-id_a5843d-9f > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){#kt-layout-id_a5843d-9f > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){#kt-layout-id_a5843d-9f > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}#kt-layout-id_a5843d-9f .ld_course_grid .caption h3 {\\n    font-size: 22px;\\n    font-weight: 500;\\n}\\n\\n#kt-layout-id_a5843d-9f .ld-course-list-items .ld_course_grid .thumbnail.course img {\\n  border-radius: 20px;\\n}\\n#kt-layout-id_a5843d-9f .ld-course-list-items .ld_course_grid .thumbnail.course {\\n  border: none;\\n}\\n#kt-layout-id_a5843d-9f .ld-course-list-items .ld_course_grid .thumbnail .caption p,\\n#kt-layout-id_a5843d-9f .ld-course-list-items .ld_course_grid .thumbnail.course a.btn-primary {\\n  text-transform: uppercase;\\n  font-weight: bold;\\n  color: var(--global-palette1, #3182CE);\\n  background: none;\\n  font-weight: 600;\\n  font-size: 20px;\\n  letter-spacing: 1px;\\n  padding: 0;\\n  text-align: left;\\n  font-family: 'Barlow Condensed', sans-serif;\\n}<\/style>\n<div class=\"wp-block-kadence-rowlayout alignnone\"><div id=\"kt-layout-id_a5843d-9f\" class=\"kt-row-layout-inner kt-layout-id_a5843d-9f\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-gutter-default kt-v-gutter-default kt-row-valign-top kt-row-layout-equal kt-tab-layout-inherit kt-m-colapse-left-to-right kt-mobile-layout-row kb-theme-content-width\"><style>.kadence-column_05d88f-e3 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_05d88f-e3 > .kt-inside-inner-col,.kadence-column_05d88f-e3 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_05d88f-e3 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_05d88f-e3 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_05d88f-e3 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_05d88f-e3 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_05d88f-e3{position:relative;}@media all and (max-width: 1024px){.kadence-column_05d88f-e3 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_05d88f-e3 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-1 kadence-column_05d88f-e3\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading_6b698f-43, .wp-block-kadence-advancedheading.kt-adv-heading_6b698f-43[data-kb-block=\"kb-adv-heading_6b698f-43\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading_6b698f-43 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_6b698f-43[data-kb-block=\"kb-adv-heading_6b698f-43\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading_6b698f-43 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading_6b698f-43[data-kb-block=\"kb-adv-heading_6b698f-43\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading_6b698f-43 wp-block-kadence-advancedheading has-theme-palette-4-color has-text-color\" data-kb-block=\"kb-adv-heading_6b698f-43\">Find Your Perfect Course<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading_eda497-60, .wp-block-kadence-advancedheading.kt-adv-heading_eda497-60[data-kb-block=\"kb-adv-heading_eda497-60\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading_eda497-60 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_eda497-60[data-kb-block=\"kb-adv-heading_eda497-60\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading_eda497-60 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading_eda497-60[data-kb-block=\"kb-adv-heading_eda497-60\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading_eda497-60 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_eda497-60\"><strong>To experience an in person classroom setting, click &#8220;all courses&#8221; below for a list of providers in your local area<\/strong>.<\/h4>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns_c77c00-6c{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns_c77c00-6c .kt-button{font-weight:normal;font-style:normal;}.kt-btns_c77c00-6c .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns_c77c00-6c .kt-btn-wrap-0 .kt-button{padding-left:50px;padding-right:50px;}.wp-block-kadence-advancedbtn.kt-btns_c77c00-6c .kt-btn-wrap-0 .kt-button::before{display:none;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kt-btn-align-center kt-btn-tablet-align-inherit kt-btn-mobile-align-inherit kt-btns-wrap kt-btns_c77c00-6c kt-force-btn-fullwidth\"><div class=\"kt-btn-wrap kt-btn-wrap-0\"><a class=\"kt-button button kt-btn-0-action kt-btn-size-custom kt-btn-style-basic kt-btn-svg-show-always kt-btn-has-text-true kt-btn-has-svg-false kb-btn-global-inherit wp-block-button__link\" href=\"#\"><span class=\"kt-btn-inner-text\">All Courses<\/span><\/a><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\">Online Homeownership Courses<\/h2>\n\n\n<style>#kt-layout-id_6864b3-9d > .kt-row-column-wrap{align-content:start;}:where(#kt-layout-id_6864b3-9d > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}#kt-layout-id_6864b3-9d > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-md, 2rem);padding-top:var( --global-kb-row-default-top, 25px );padding-bottom:var( --global-kb-row-default-bottom, 25px );padding-top:0px;padding-bottom:0px;padding-left:0px;padding-right:0px;}#kt-layout-id_6864b3-9d > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}#kt-layout-id_6864b3-9d > .kt-row-column-wrap{grid-template-columns:repeat(3, minmax(0, 1fr));}#kt-layout-id_6864b3-9d{border-color:var(--global-palette3, #1A202C);border-top-width:3px;border-right-width:3px;border-bottom-width:3px;border-left-width:3px;}#kt-layout-id_6864b3-9d > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){#kt-layout-id_6864b3-9d > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){#kt-layout-id_6864b3-9d > .kt-row-column-wrap{grid-template-columns:repeat(3, minmax(0, 1fr));}}@media all and (max-width: 767px){#kt-layout-id_6864b3-9d > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}#kt-layout-id_6864b3-9d > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style>\n<div class=\"wp-block-kadence-rowlayout alignnone\"><div id=\"kt-layout-id_6864b3-9d\" class=\"kt-row-layout-inner kt-layout-id_6864b3-9d\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-gutter-none kt-v-gutter-default kt-row-valign-top kt-row-layout-equal kt-tab-layout-inherit kt-m-colapse-left-to-right kt-mobile-layout-row\"><style>.kadence-column_b0aae8-20 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_b0aae8-20 > .kt-inside-inner-col,.kadence-column_b0aae8-20 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_b0aae8-20 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_b0aae8-20 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_b0aae8-20 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_b0aae8-20 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_b0aae8-20{position:relative;}@media all and (max-width: 1024px){.kadence-column_b0aae8-20 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_b0aae8-20 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-1 kadence-column_b0aae8-20\"><div class=\"kt-inside-inner-col\"><style>#kt-layout-id_4bca1c-bb > .kt-row-column-wrap{align-content:center;}:where(#kt-layout-id_4bca1c-bb > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:center;}#kt-layout-id_4bca1c-bb > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var( --global-kb-row-default-top, 25px );padding-bottom:var( --global-kb-row-default-bottom, 25px );padding-left:40px;padding-right:40px;min-height:500px;grid-template-columns:minmax(0, 1fr);}#kt-layout-id_4bca1c-bb > .kt-row-layout-overlay{opacity:0.70;background-image:linear-gradient(180deg, var(--global-palette1, #3182CE) 0%, var(--global-palette2, #2B6CB0) 100%);}#kt-layout-id_4bca1c-bb .kt-row-layout-bottom-sep{height:100px;}#kt-layout-id_4bca1c-bb .kt-row-layout-bottom-sep svg{width:100%;}#kt-layout-id_4bca1c-bb .kt-row-layout-bottom-sep svg{fill:#ffffff!important;}@media all and (max-width: 1024px){#kt-layout-id_4bca1c-bb > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 1024px){#kt-layout-id_4bca1c-bb .kt-row-layout-bottom-sep{height:px;}}@media all and (max-width: 1024px){#kt-layout-id_4bca1c-bb .kt-row-layout-bottom-sep svg{width:%;}}@media all and (max-width: 767px){#kt-layout-id_4bca1c-bb > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}#kt-layout-id_4bca1c-bb .kt-row-layout-bottom-sep{height:px;}#kt-layout-id_4bca1c-bb .kt-row-layout-bottom-sep svg{width:%;}}<\/style>\n<div class=\"wp-block-kadence-rowlayout alignnone\"><div id=\"kt-layout-id_4bca1c-bb\" class=\"kt-row-layout-inner kt-row-has-bg kt-layout-id_4bca1c-bb has-theme-palette-9-background-color\"><div class=\"kt-row-layout-overlay kt-row-overlay-gradient\"><\/div><div class=\"kt-row-column-wrap kt-has-1-columns kt-gutter-default kt-v-gutter-default kt-row-valign-middle kt-row-layout-equal kt-tab-layout-inherit kt-m-colapse-left-to-right kt-mobile-layout-row\"><style>.kadence-column_d9e835-06 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_d9e835-06 > .kt-inside-inner-col,.kadence-column_d9e835-06 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_d9e835-06 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_d9e835-06 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_d9e835-06 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_d9e835-06 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_d9e835-06{position:relative;}@media all and (max-width: 1024px){.kadence-column_d9e835-06 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_d9e835-06 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-1 kadence-column_d9e835-06\"><div class=\"kt-inside-inner-col\"><style>.kt-svg-icons_408367-e9 .kt-svg-item-0 .kb-svg-icon-wrap{color:#fff;font-size:60px;}.wp-block-kadence-icon.kt-svg-icons_408367-e9{justify-content:center;}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons_408367-e9 aligncenter\" style=\"text-align:center\"><div class=\"kt-svg-style-default kt-svg-icon-wrap kt-svg-item-0\"><div style=\"display:inline-flex;justify-content:center;align-items:center;color:#fff\" class=\"kt-svg-icon kt-svg-icon-fe_feather\"><svg style=\"display:inline-block;vertical-align:middle\" viewBox=\"0 0 24 24\" height=\"60\" width=\"60\" fill=\"none\" stroke=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke-width=\"0.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M20.24 12.24a6 6 0 0 0-8.49-8.49L5 10.5V19h8.5z\"><\/path><line x1=\"16\" y1=\"8\" x2=\"2\" y2=\"22\"><\/line><line x1=\"17\" y1=\"15\" x2=\"9\" y2=\"15\"><\/line><\/svg><\/div><\/div><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading_82c308-d1, .wp-block-kadence-advancedheading.kt-adv-heading_82c308-d1[data-kb-block=\"kb-adv-heading_82c308-d1\"]{margin-top:1px;margin-bottom:20px;text-align:center;line-height:28px;font-style:normal;color:#fff;}.wp-block-kadence-advancedheading.kt-adv-heading_82c308-d1 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_82c308-d1[data-kb-block=\"kb-adv-heading_82c308-d1\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading_82c308-d1 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading_82c308-d1[data-kb-block=\"kb-adv-heading_82c308-d1\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading_82c308-d1 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_82c308-d1\">eHome America<\/h4>\n\n\n\n<p class=\"has-text-align-center has-text-color\" style=\"color:#ffffff;font-size:18px\">eHome America is the Nation&#8217;s premiere online homebuyer education provider offers online homebuyer education to consumers receiving home loans from the U.S. Department of Agriculture through USDA Rural Development. Click on Learn More for course registration. The fee for this class is $75. <\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns_672934-78{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns_672934-78 .kt-button{font-family:Montserrat;font-weight:400;font-style:normal;}.wp-block-kadence-advancedbtn.kt-btns_672934-78 .kt-btn-wrap-0 .kt-button{padding-left:62px;padding-right:62px;color:#fff;font-size:18px;background:transparent;border-color:#fff;border-style:solid;}.wp-block-kadence-advancedbtn.kt-btns_672934-78 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_672934-78 .kt-btn-wrap-0 .kt-button:focus{color:#1d9dcd;border-color:#fff;}.wp-block-kadence-advancedbtn.kt-btns_672934-78 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns_672934-78 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_672934-78 .kt-btn-wrap-0 .kt-button:focus{background:#fff;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kt-btn-align-center kt-btn-tablet-align-inherit kt-btn-mobile-align-inherit kt-btns-wrap kt-btns_672934-78\"><div class=\"kt-btn-wrap kt-btn-wrap-0\"><a class=\"kt-button button kt-btn-0-action kt-btn-size-custom kt-btn-style-basic kt-btn-svg-show-always kt-btn-has-text-true kt-btn-has-svg-false\" href=\"http:\/\/ehomeamerica.org\/usda\" target=\"_blank\" rel=\"noreferrer noopener\" style=\"border-radius:3px;border-width:1px\"><span class=\"kt-btn-inner-text\">Learn More<\/span><\/a><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column_db8fa5-23 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_db8fa5-23 > .kt-inside-inner-col,.kadence-column_db8fa5-23 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_db8fa5-23 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_db8fa5-23 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_db8fa5-23 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_db8fa5-23 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_db8fa5-23{position:relative;}@media all and (max-width: 1024px){.kadence-column_db8fa5-23 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_db8fa5-23 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-2 kadence-column_db8fa5-23\"><div class=\"kt-inside-inner-col\"><style>#kt-layout-id_588eb4-5d > .kt-row-column-wrap{align-content:center;}:where(#kt-layout-id_588eb4-5d > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:center;}#kt-layout-id_588eb4-5d > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var( --global-kb-row-default-top, 25px );padding-bottom:var( --global-kb-row-default-bottom, 25px );padding-left:40px;padding-right:40px;min-height:500px;grid-template-columns:minmax(0, 1fr);}#kt-layout-id_588eb4-5d > .kt-row-layout-overlay{opacity:0.80;background-image:linear-gradient(180deg, var(--global-palette1, #3182CE) 0%, var(--global-palette2, #2B6CB0) 100%);}@media all and (max-width: 1024px){#kt-layout-id_588eb4-5d > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){#kt-layout-id_588eb4-5d > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style>\n<div class=\"wp-block-kadence-rowlayout alignnone\"><div id=\"kt-layout-id_588eb4-5d\" class=\"kt-row-layout-inner kt-row-has-bg kt-layout-id_588eb4-5d has-theme-palette-9-background-color\"><div class=\"kt-row-layout-overlay kt-row-overlay-gradient\"><\/div><div class=\"kt-row-column-wrap kt-has-1-columns kt-gutter-default kt-v-gutter-default kt-row-valign-middle kt-row-layout-equal kt-tab-layout-inherit kt-m-colapse-left-to-right kt-mobile-layout-row\"><style>.kadence-column_838240-9c > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_838240-9c > .kt-inside-inner-col,.kadence-column_838240-9c > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_838240-9c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_838240-9c > .kt-inside-inner-col{flex-direction:column;}.kadence-column_838240-9c > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_838240-9c > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_838240-9c{position:relative;}@media all and (max-width: 1024px){.kadence-column_838240-9c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_838240-9c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-1 kadence-column_838240-9c\"><div class=\"kt-inside-inner-col\"><style>.kt-svg-icons_3546d1-9e .kt-svg-item-0 .kb-svg-icon-wrap{color:#fff;font-size:60px;}.wp-block-kadence-icon.kt-svg-icons_3546d1-9e{justify-content:center;}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons_3546d1-9e aligncenter\" style=\"text-align:center\"><div class=\"kt-svg-style-default kt-svg-icon-wrap kt-svg-item-0\"><div style=\"display:inline-flex;justify-content:center;align-items:center;color:#fff\" class=\"kt-svg-icon kt-svg-icon-fas_book-reader\"><svg style=\"display:inline-block;vertical-align:middle\" viewBox=\"0 0 512 512\" height=\"60\" width=\"60\" fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M352 96c0-53.02-42.98-96-96-96s-96 42.98-96 96 42.98 96 96 96 96-42.98 96-96zM233.59 241.1c-59.33-36.32-155.43-46.3-203.79-49.05C13.55 191.13 0 203.51 0 219.14v222.8c0 14.33 11.59 26.28 26.49 27.05 43.66 2.29 131.99 10.68 193.04 41.43 9.37 4.72 20.48-1.71 20.48-11.87V252.56c-.01-4.67-2.32-8.95-6.42-11.46zm248.61-49.05c-48.35 2.74-144.46 12.73-203.78 49.05-4.1 2.51-6.41 6.96-6.41 11.63v245.79c0 10.19 11.14 16.63 20.54 11.9 61.04-30.72 149.32-39.11 192.97-41.4 14.9-.78 26.49-12.73 26.49-27.06V219.14c-.01-15.63-13.56-28.01-29.81-27.09z\"><\/path><\/svg><\/div><\/div><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading_78affc-c5, .wp-block-kadence-advancedheading.kt-adv-heading_78affc-c5[data-kb-block=\"kb-adv-heading_78affc-c5\"]{margin-top:1px;margin-bottom:20px;text-align:center;line-height:28px;font-style:normal;color:#fff;}.wp-block-kadence-advancedheading.kt-adv-heading_78affc-c5 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_78affc-c5[data-kb-block=\"kb-adv-heading_78affc-c5\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading_78affc-c5 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading_78affc-c5[data-kb-block=\"kb-adv-heading_78affc-c5\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading_78affc-c5 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_78affc-c5\">Framework<\/h4>\n\n\n\n<p class=\"has-text-align-center has-text-color\" style=\"color:#ffffff;font-size:18px\">Framework is dedicated  to making smart homeownership the new norm nationwide by leveraging technology to reach a new generation of homebuyers and homeowners.  Click on Learn More for course registration. The fee for this class is $75.<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns_209fd8-1c{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns_209fd8-1c .kt-button{font-family:Montserrat;font-weight:400;font-style:normal;}.wp-block-kadence-advancedbtn.kt-btns_209fd8-1c .kt-btn-wrap-0 .kt-button{padding-left:62px;padding-right:62px;color:#fff;font-size:18px;background:transparent;border-color:#fff;border-style:solid;}.wp-block-kadence-advancedbtn.kt-btns_209fd8-1c .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_209fd8-1c .kt-btn-wrap-0 .kt-button:focus{color:#e99054;border-color:#fff;}.wp-block-kadence-advancedbtn.kt-btns_209fd8-1c .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns_209fd8-1c .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_209fd8-1c .kt-btn-wrap-0 .kt-button:focus{background:#fff;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kt-btn-align-center kt-btn-tablet-align-inherit kt-btn-mobile-align-inherit kt-btns-wrap kt-btns_209fd8-1c\"><div class=\"kt-btn-wrap kt-btn-wrap-0\"><a class=\"kt-button button kt-btn-0-action kt-btn-size-custom kt-btn-style-basic kt-btn-svg-show-always kt-btn-has-text-true kt-btn-has-svg-false\" href=\"https:\/\/frameworkhomeownership.org\/get-started\/\" target=\"_blank\" rel=\"noreferrer noopener\" style=\"border-radius:3px;border-width:1px\"><span class=\"kt-btn-inner-text\">Learn More<\/span><\/a><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column_391be1-2b > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_391be1-2b > .kt-inside-inner-col,.kadence-column_391be1-2b > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_391be1-2b > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_391be1-2b > .kt-inside-inner-col{flex-direction:column;}.kadence-column_391be1-2b > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_391be1-2b > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_391be1-2b{position:relative;}@media all and (max-width: 1024px){.kadence-column_391be1-2b > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_391be1-2b > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-3 kadence-column_391be1-2b\"><div class=\"kt-inside-inner-col\"><style>#kt-layout-id_ffb8ce-11 > .kt-row-column-wrap{align-content:center;}:where(#kt-layout-id_ffb8ce-11 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:center;}#kt-layout-id_ffb8ce-11 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var( --global-kb-row-default-top, 25px );padding-bottom:var( --global-kb-row-default-bottom, 25px );padding-left:40px;padding-right:40px;min-height:500px;grid-template-columns:minmax(0, 1fr);}#kt-layout-id_ffb8ce-11 > .kt-row-layout-overlay{opacity:0.90;background-image:linear-gradient(180deg, var(--global-palette1, #3182CE) 0%, var(--global-palette2, #2B6CB0) 100%);}@media all and (max-width: 1024px){#kt-layout-id_ffb8ce-11 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){#kt-layout-id_ffb8ce-11 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style>\n<div class=\"wp-block-kadence-rowlayout alignnone\"><div id=\"kt-layout-id_ffb8ce-11\" class=\"kt-row-layout-inner kt-row-has-bg kt-layout-id_ffb8ce-11 has-theme-palette-9-background-color\"><div class=\"kt-row-layout-overlay kt-row-overlay-gradient\"><\/div><div class=\"kt-row-column-wrap kt-has-1-columns kt-gutter-default kt-v-gutter-default kt-row-valign-middle kt-row-layout-equal kt-tab-layout-inherit kt-m-colapse-left-to-right kt-mobile-layout-row\"><style>.kadence-column_b5c121-2e > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_b5c121-2e > .kt-inside-inner-col,.kadence-column_b5c121-2e > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_b5c121-2e > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_b5c121-2e > .kt-inside-inner-col{flex-direction:column;}.kadence-column_b5c121-2e > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_b5c121-2e > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_b5c121-2e{position:relative;}@media all and (max-width: 1024px){.kadence-column_b5c121-2e > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_b5c121-2e > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-1 kadence-column_b5c121-2e\"><div class=\"kt-inside-inner-col\"><style>.kt-svg-icons_ca411b-9d .kt-svg-item-0 .kb-svg-icon-wrap{color:#fff;font-size:60px;}.wp-block-kadence-icon.kt-svg-icons_ca411b-9d{justify-content:center;}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons_ca411b-9d aligncenter\" style=\"text-align:center\"><div class=\"kt-svg-style-default kt-svg-icon-wrap kt-svg-item-0\"><div style=\"display:inline-flex;justify-content:center;align-items:center;color:#fff\" class=\"kt-svg-icon kt-svg-icon-fe_fileText\"><svg style=\"display:inline-block;vertical-align:middle\" viewBox=\"0 0 24 24\" height=\"60\" width=\"60\" fill=\"none\" stroke=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke-width=\"0.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M14 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V8z\"><\/path><polyline points=\"14 2 14 8 20 8\"><\/polyline><line x1=\"16\" y1=\"13\" x2=\"8\" y2=\"13\"><\/line><line x1=\"16\" y1=\"17\" x2=\"8\" y2=\"17\"><\/line><polyline points=\"10 9 9 9 8 9\"><\/polyline><\/svg><\/div><\/div><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading_e11e52-33, .wp-block-kadence-advancedheading.kt-adv-heading_e11e52-33[data-kb-block=\"kb-adv-heading_e11e52-33\"]{margin-top:1px;margin-bottom:20px;text-align:center;line-height:28px;font-style:normal;color:#fff;}.wp-block-kadence-advancedheading.kt-adv-heading_e11e52-33 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_e11e52-33[data-kb-block=\"kb-adv-heading_e11e52-33\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading_e11e52-33 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading_e11e52-33[data-kb-block=\"kb-adv-heading_e11e52-33\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading_e11e52-33 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_e11e52-33\">Utah State University Extension<\/h4>\n\n\n\n<p class=\"has-text-align-center has-text-color\" style=\"color:#ffffff;font-size:18px\">USU Extension&#8217;s online Home Buyer course is approved by the U.S. Department of Housing and Urban Development and the United States Department of Agriculture. Click on Learn More for course registration. The fee for this class is $70. Add an additional Co-Applicant for $5.<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns_b92fdc-b6{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns_b92fdc-b6 .kt-button{font-family:Montserrat;font-weight:400;font-style:normal;}.wp-block-kadence-advancedbtn.kt-btns_b92fdc-b6 .kt-btn-wrap-0 .kt-button{padding-left:62px;padding-right:62px;color:#fff;font-size:18px;background:transparent;border-color:#fff;border-style:solid;}.wp-block-kadence-advancedbtn.kt-btns_b92fdc-b6 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_b92fdc-b6 .kt-btn-wrap-0 .kt-button:focus{color:#3147e8;border-color:#fff;}.wp-block-kadence-advancedbtn.kt-btns_b92fdc-b6 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns_b92fdc-b6 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_b92fdc-b6 .kt-btn-wrap-0 .kt-button:focus{background:#fff;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kt-btn-align-center kt-btn-tablet-align-inherit kt-btn-mobile-align-inherit kt-btns-wrap kt-btns_b92fdc-b6\"><div class=\"kt-btn-wrap kt-btn-wrap-0\"><a class=\"kt-button button kt-btn-0-action kt-btn-size-custom kt-btn-style-basic kt-btn-svg-show-always kt-btn-has-text-true kt-btn-has-svg-false\" href=\"https:\/\/extension.usu.edu\/finance\/homebuyer\" target=\"_blank\" rel=\"noreferrer noopener\" style=\"border-radius:3px;border-width:1px\"><span class=\"kt-btn-inner-text\">Learn More<\/span><\/a><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><style>.wp-block-kadence-advancedheading.kt-adv-heading_68a2fa-e3, .wp-block-kadence-advancedheading.kt-adv-heading_68a2fa-e3[data-kb-block=\"kb-adv-heading_68a2fa-e3\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading_68a2fa-e3 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_68a2fa-e3[data-kb-block=\"kb-adv-heading_68a2fa-e3\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading_68a2fa-e3 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading_68a2fa-e3[data-kb-block=\"kb-adv-heading_68a2fa-e3\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h1 class=\"kt-adv-heading_68a2fa-e3 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading_68a2fa-e3\">Credit<\/h1>\n<\/div>\n<\/div>\n\n\n<style>#kt-layout-id_2abae2-54 > .kt-row-column-wrap{align-content:start;}:where(#kt-layout-id_2abae2-54 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}#kt-layout-id_2abae2-54 > .kt-row-column-wrap{column-gap:80px;row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var( --global-kb-row-default-top, 25px );padding-bottom:var( --global-kb-row-default-bottom, 25px );padding-top:51px;padding-bottom:50px;grid-template-columns:minmax(0, calc(60% - ((80px * 1 )\/2)))minmax(0, calc(40% - ((80px * 1 )\/2)));}#kt-layout-id_2abae2-54 > .kt-row-layout-overlay{opacity:0.70;background-image:linear-gradient(180deg, var(--global-palette1, #3182CE) 0%, var(--global-palette2, #2B6CB0) 100%);mix-blend-mode:normal;}#kt-layout-id_2abae2-54 .kt-row-layout-bottom-sep{height:100px;}#kt-layout-id_2abae2-54 .kt-row-layout-bottom-sep svg{width:100%;}#kt-layout-id_2abae2-54 .kt-row-layout-bottom-sep svg{fill:#ffffff!important;}#kt-layout-id_2abae2-54 .kt-row-layout-top-sep{height:100px;}#kt-layout-id_2abae2-54 .kt-row-layout-top-sep svg{width:100%;}#kt-layout-id_2abae2-54 .kt-row-layout-top-sep svg{fill:#ffffff!important;}@media all and (max-width: 1024px){#kt-layout-id_2abae2-54 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 1024px){#kt-layout-id_2abae2-54 .kt-row-layout-bottom-sep{height:px;}}@media all and (max-width: 1024px){#kt-layout-id_2abae2-54 .kt-row-layout-bottom-sep svg{width:%;}}@media all and (max-width: 767px){#kt-layout-id_2abae2-54 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}#kt-layout-id_2abae2-54 .kt-row-layout-bottom-sep{height:px;}#kt-layout-id_2abae2-54 .kt-row-layout-bottom-sep svg{width:%;}}<\/style>\n<div class=\"wp-block-kadence-rowlayout alignnone\"><div id=\"kt-layout-id_2abae2-54\" class=\"kt-row-layout-inner kt-row-has-bg kt-layout-id_2abae2-54\"><div class=\"kt-row-layout-overlay kt-row-overlay-gradient\"><\/div><div class=\"kt-row-column-wrap kt-has-2-columns kt-gutter-widest kt-v-gutter-default kt-row-valign-top kt-row-layout-equal kt-tab-layout-inherit kt-m-colapse-left-to-right kt-mobile-layout-row  kt-custom-first-width-60  kt-custom-second-width-40 kt-inner-column-height-full kb-theme-content-width\"><style>.kadence-column_b0708e-03 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_b0708e-03 > .kt-inside-inner-col,.kadence-column_b0708e-03 > .kt-inside-inner-col:before{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}.kadence-column_b0708e-03 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_b0708e-03 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_b0708e-03 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_b0708e-03 > .kt-inside-inner-col{background-image:url('https:\/\/livingrural.org\/wp-content\/uploads\/2021\/11\/unnamed-file-scaled-e1635890229102.jpeg');background-size:cover;background-position:center center;background-attachment:scroll;background-repeat:no-repeat;}.kadence-column_b0708e-03 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_b0708e-03{position:relative;}@media all and (max-width: 1024px){.kadence-column_b0708e-03 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_b0708e-03 > .kt-inside-inner-col{padding-bottom:300px;flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-1 kadence-column_b0708e-03\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n\n<style>.kadence-column_2edc66-40 > .kt-inside-inner-col{padding-bottom:40px;}.kadence-column_2edc66-40 > .kt-inside-inner-col{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;}.kadence-column_2edc66-40 > .kt-inside-inner-col,.kadence-column_2edc66-40 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_2edc66-40 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_2edc66-40 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_2edc66-40 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_2edc66-40 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_2edc66-40{position:relative;}@media all and (max-width: 1024px){.kadence-column_2edc66-40 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column_2edc66-40 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column inner-column-2 kadence-column_2edc66-40\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading_f3bfe8-33, .wp-block-kadence-advancedheading.kt-adv-heading_f3bfe8-33[data-kb-block=\"kb-adv-heading_f3bfe8-33\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading_f3bfe8-33 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_f3bfe8-33[data-kb-block=\"kb-adv-heading_f3bfe8-33\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading_f3bfe8-33 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading_f3bfe8-33[data-kb-block=\"kb-adv-heading_f3bfe8-33\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading_f3bfe8-33 wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color\" data-kb-block=\"kb-adv-heading_f3bfe8-33\">The 502 Direct Loan Requires Good Credit<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading_cb82b0-d4, .wp-block-kadence-advancedheading.kt-adv-heading_cb82b0-d4[data-kb-block=\"kb-adv-heading_cb82b0-d4\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading_cb82b0-d4 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading_cb82b0-d4[data-kb-block=\"kb-adv-heading_cb82b0-d4\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading_cb82b0-d4 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading_cb82b0-d4[data-kb-block=\"kb-adv-heading_cb82b0-d4\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading_cb82b0-d4 wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color\" data-kb-block=\"kb-adv-heading_cb82b0-d4\"><meta charset=\"utf-8\">Annualcreditreport.com is a website where you can request a copy of your credit report. The report will not show a &#8220;Credit Score&#8221; but it will show  your credit lines and other information that shows your credit history. <\/h4>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items_5f8270-16:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items_5f8270-16 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:20px;margin-right:0px;margin-bottom:60px;margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items_5f8270-16 ul.kt-svg-icon-list{grid-row-gap:30px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items_5f8270-16 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items_5f8270-16 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items_5f8270-16 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{color:var(--global-palette9, #ffffff);font-size:20px;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";font-weight:600;color:var(--global-palette9, #ffffff);}.kt-svg-icon-list-items_5f8270-16 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:25px;}.kt-svg-icon-list-items_5f8270-16 ul.kt-svg-icon-list .kt-svg-icon-list-level-1 .kt-svg-icon-list-single svg{font-size:25px;}.kt-svg-icon-list-items_5f8270-16 ul.kt-svg-icon-list .kt-svg-icon-list-level-2 .kt-svg-icon-list-single svg{font-size:25px;}.kt-svg-icon-list-items_5f8270-16 ul.kt-svg-icon-list .kt-svg-icon-list-level-3 .kt-svg-icon-list-single svg{font-size:25px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items_5f8270-16 kt-svg-icon-list-columns-1 alignleft\"><ul class=\"kt-svg-icon-list\"><li class=\"kt-svg-icon-list-style-stacked kt-svg-icon-list-item-wrap kt-svg-icon-list-item-0 kt-svg-icon-list-level-undefined\"><div style=\"display:inline-flex;justify-content:center;align-items:center;color:var(--global-palette1);background-color:var(--global-palette9);padding:10px;border-width:1px;border-radius:50%\" class=\"kt-svg-icon-list-single kt-svg-icon-list-single-fe_layout\"><svg style=\"display:inline-block;vertical-align:middle\" viewBox=\"0 0 24 24\" height=\"25\" width=\"25\" fill=\"none\" stroke=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><rect x=\"3\" y=\"3\" width=\"18\" height=\"18\" rx=\"2\" ry=\"2\"><\/rect><line x1=\"3\" y1=\"9\" x2=\"21\" y2=\"9\"><\/line><line x1=\"9\" y1=\"21\" x2=\"9\" y2=\"9\"><\/line><\/svg><\/div><span class=\"kt-svg-icon-list-text\">Visit <a href=\"http:\/\/annualcreditreport.com\" data-type=\"URL\" data-id=\"annualcreditreport.com\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-theme-palette-3-color\">AnnualCreditReport.com<\/mark><\/a> and receive a free credit report.<\/span><\/li><li class=\"kt-svg-icon-list-style-stacked kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1 kt-svg-icon-list-level-undefined\"><div style=\"display:inline-flex;justify-content:center;align-items:center;color:var(--global-palette1);background-color:var(--global-palette9);padding:10px;border-width:1px;border-radius:50%\" class=\"kt-svg-icon-list-single kt-svg-icon-list-single-fe_phoneOutgoing\"><svg style=\"display:inline-block;vertical-align:middle\" viewBox=\"0 0 24 24\" height=\"25\" width=\"25\" fill=\"none\" stroke=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><polyline points=\"23 7 23 1 17 1\"><\/polyline><line x1=\"16\" y1=\"8\" x2=\"23\" y2=\"1\"><\/line><path d=\"M22 16.92v3a2 2 0 0 1-2.18 2 19.79 19.79 0 0 1-8.63-3.07 19.5 19.5 0 0 1-6-6 19.79 19.79 0 0 1-3.07-8.67A2 2 0 0 1 4.11 2h3a2 2 0 0 1 2 1.72 12.84 12.84 0 0 0 .7 2.81 2 2 0 0 1-.45 2.11L8.09 9.91a16 16 0 0 0 6 6l1.27-1.27a2 2 0 0 1 2.11-.45 12.84 12.84 0 0 0 2.81.7A2 2 0 0 1 22 16.92z\"><\/path><\/svg><\/div><span class=\"kt-svg-icon-list-text\">By Calling <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-theme-palette-3-color\">877-322-8228<\/mark> we have found it easier to request a free credit report over the phone. <\/span><\/li><li class=\"kt-svg-icon-list-style-stacked kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2 kt-svg-icon-list-level-undefined\"><div style=\"display:inline-flex;justify-content:center;align-items:center;color:var(--global-palette1);background-color:var(--global-palette9);padding:10px;border-width:1px;border-radius:50%\" class=\"kt-svg-icon-list-single kt-svg-icon-list-single-fas_comments\"><svg style=\"display:inline-block;vertical-align:middle\" viewBox=\"0 0 576 512\" height=\"25\" width=\"25\" 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Once you have your report don&#8217;t hesitate to <a href=\"https:\/\/livingrural.org\/index.php\/contact\/\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-theme-palette-3-color\">contact us<\/mark><\/a> and we can answer any questions you may have regarding your credit history.<\/span><\/li><li class=\"kt-svg-icon-list-style-stacked kt-svg-icon-list-item-wrap kt-svg-icon-list-item-3 kt-svg-icon-list-level-undefined\"><div style=\"display:inline-flex;justify-content:center;align-items:center;color:var(--global-palette1);background-color:var(--global-palette9);padding:10px;border-width:1px;border-radius:50%\" class=\"kt-svg-icon-list-single kt-svg-icon-list-single-fas_globe-americas\"><svg style=\"display:inline-block;vertical-align:middle\" viewBox=\"0 0 496 512\" height=\"25\" width=\"25\" fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M248 8C111.03 8 0 119.03 0 256s111.03 248 248 248 248-111.03 248-248S384.97 8 248 8zm82.29 357.6c-3.9 3.88-7.99 7.95-11.31 11.28-2.99 3-5.1 6.7-6.17 10.71-1.51 5.66-2.73 11.38-4.77 16.87l-17.39 46.85c-13.76 3-28 4.69-42.65 4.69v-27.38c1.69-12.62-7.64-36.26-22.63-51.25-6-6-9.37-14.14-9.37-22.63v-32.01c0-11.64-6.27-22.34-16.46-27.97-14.37-7.95-34.81-19.06-48.81-26.11-11.48-5.78-22.1-13.14-31.65-21.75l-.8-.72a114.792 114.792 0 0 1-18.06-20.74c-9.38-13.77-24.66-36.42-34.59-51.14 20.47-45.5 57.36-82.04 103.2-101.89l24.01 12.01C203.48 89.74 216 82.01 216 70.11v-11.3c7.99-1.29 16.12-2.11 24.39-2.42l28.3 28.3c6.25 6.25 6.25 16.38 0 22.63L264 112l-10.34 10.34c-3.12 3.12-3.12 8.19 0 11.31l4.69 4.69c3.12 3.12 3.12 8.19 0 11.31l-8 8a8.008 8.008 0 0 1-5.66 2.34h-8.99c-2.08 0-4.08.81-5.58 2.27l-9.92 9.65a8.008 8.008 0 0 0-1.58 9.31l15.59 31.19c2.66 5.32-1.21 11.58-7.15 11.58h-5.64c-1.93 0-3.79-.7-5.24-1.96l-9.28-8.06a16.017 16.017 0 0 0-15.55-3.1l-31.17 10.39a11.95 11.95 0 0 0-8.17 11.34c0 4.53 2.56 8.66 6.61 10.69l11.08 5.54c9.41 4.71 19.79 7.16 30.31 7.16s22.59 27.29 32 32h66.75c8.49 0 16.62 3.37 22.63 9.37l13.69 13.69a30.503 30.503 0 0 1 8.93 21.57 46.536 46.536 0 0 1-13.72 32.98zM417 274.25c-5.79-1.45-10.84-5-14.15-9.97l-17.98-26.97a23.97 23.97 0 0 1 0-26.62l19.59-29.38c2.32-3.47 5.5-6.29 9.24-8.15l12.98-6.49C440.2 193.59 448 223.87 448 256c0 8.67-.74 17.16-1.82 25.54L417 274.25z\"><\/path><\/svg><\/div><span class=\"kt-svg-icon-list-text\">By viewing your credit history and learning the type of credit you have will help you in the financial long run. <\/span><\/li><\/ul><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Homebuyer Education Class Please be advised that Rural Development has a homeownership education requirement for first-time homebuyers. If you are a first-time homebuyer you will be required to provide documentation of completion of an acceptable homeownership education course. To Demonstrate you have taken the class, you must document the course completion with a certificate or&#8230;<\/p>\n","protected":false},"author":1,"featured_media":367,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_kadence_starter_templates_imported_post":true,"_kad_post_transparent":"enable","_kad_post_title":"hide","_kad_post_layout":"fullwidth","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"class_list":["post-146","page","type-page","status-publish","has-post-thumbnail","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/livingrural.org\/index.php\/wp-json\/wp\/v2\/pages\/146","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/livingrural.org\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/livingrural.org\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/livingrural.org\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/livingrural.org\/index.php\/wp-json\/wp\/v2\/comments?post=146"}],"version-history":[{"count":18,"href":"https:\/\/livingrural.org\/index.php\/wp-json\/wp\/v2\/pages\/146\/revisions"}],"predecessor-version":[{"id":997,"href":"https:\/\/livingrural.org\/index.php\/wp-json\/wp\/v2\/pages\/146\/revisions\/997"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/livingrural.org\/index.php\/wp-json\/wp\/v2\/media\/367"}],"wp:attachment":[{"href":"https:\/\/livingrural.org\/index.php\/wp-json\/wp\/v2\/media?parent=146"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}